Credit Card Nightmare
I remember having a credit cards 8 years ago. I was young back then I just started working roughly for 2 years and at that time I had two credit cards. It was so fun that whenever I see something I want to buy all I got to do is to give my card and that’s it. But little did I know that a credit card is like a double-edge sword. It can make you happy but if you can’t discipline yourself it will eat you alive LOL! I know I am exaggerating but I remember what it feels like to be a victim of debts. Actually, I cannot call myself a victim because I have bought this upon me. Anyway, I got numbers of calls from Collections Company and sometimes it is not enough that you will see a collector in front of your doorstep. My mom was so scared that she called me at work. She said that the guy informed her that they will take some of our stuff at home as payment for my debt. Since I have no idea whether what he’s taking is true, I got scared and I ended up having nightmares. I was too afraid that I...